Turn Vehicle Data into Underwriting Advantage
One Auto API provides access to 150+ data packages that enrich vehicle insight at every stage of the insurance lifecycle — from pricing and underwriting through to claims.
Our data enrichment capabilities include:
Technical & Vehicle Specification Data
Detailed technical data, including:
ADAS features to support repairability risk modelling
EV-specific data, such as battery and powertrain attributes
This enables insurers to better understand repair costs, total loss thresholds, and emerging EV risk.
Risk Indicators
Identify and quantify risk earlier with clear indicators, including:
Salvage history
Previous and current taxi usage
Outstanding recalls
Use these resources to identify write-offs before they appear on MIAFTR, including unclassified mechanical write-offs, and other vehicles which present a higher claim risk for insurers.
Fast, Fair, and Defensible Claim Settlements
Claims settlement demands speed — but never at the expense of accuracy or compliance. One Auto API supports fast, fair, and cost-effective claims handling by providing a comprehensive evidence base for every decision.
Our data services for claims include:
Unique multi-valuation provider solution focused on retail pricing
Salvage bid predictor for total loss decisioning and benchmarking the performance of channels for salvage disposal
Vehicle history checks to validate pre-loss condition
Live market inventory to reflect real-world availability
Previous vehicle adverts, to support condition and value assessment - and identify modifications
Together, these insights ensure settlement decisions are transparent, consistent, and capable of standing up to regulatory scrutiny — while delivering fast and fair outcomes for both insurers and policyholders.
Built for Modern Motor Insurers
One Auto API helps insurers reduce risk, improve customer experience, and settle claims faster - evidencing every decision with confidence.
Book a call to see how One Auto API can support your business
Sign Up for a FREE API Account
Sign up for an account to test our API for FREE. Get access to online documentation, create API keys and make test calls to our sandbox before starting to use live data.
